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News Frequently Asked Questions

Medicare
1. As of 2017, beneficiaries new to Medicare will pay 134 per month. Those already on part B will have a sliding scale between $109.00 and $134.00. If you have a higher income, you may be charged more for Part B.
2. Part A hospital deductible is $1,316.00, 61-90 days at $329.00 per day, 91-150 days at $658/day. Skilled nursing 1-20 at $0/day, 21-100 days at $164.50/day.


Q: What should an ideal retirement look like?
A: Everyone has his or her own idea of what an ideal retirement should be. Some want the financial freedom to travel and see the world. Others want to spend quality time with family and friends. Most want to avoid the worry and stress that comes with not having enough resources to provide the deserved quality of life. What is your desire?


Medicare Advantage
In addition to traditional Medicare,  there are Medicare Advantage Programs. These programs create a budget for Medicare by privatizing the payment of medical bills to a third party.


Q: Why is retirement planning important?
A: The main reason why people fall short of their financial goals is because they have not done proper planning. Planning for your financial independence is important not only for the obvious reasons, but also for peace of mind.


Living Longer
By the year 2020, there will be more adult daycare centers than child care centers. More and more people are living longer and need additional help in later years.

 

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